Chad Bowman

Branch Manager

NMLS #191475

Branch Manager Chad Bowman proudly served on active duty in the Marine Corps infantry before graduating with honors from the University of Texas at Austin. He has specialized in VA loans since 2004 and opened the first Texas branch of Veterans United in early 2014. Chad’s role on our team is to get the VA home loan benefit to as many veterans as possible and to teach Texas real estate agents how VA loans really work. You may sign up for one of Chad’s VA classes or for his monthly VA newsletter at ChadBowman.com.

Ryan Bray

Production Manager

NMLS #42982

Production Manager Ryan Bray graduated from Missouri Western State University in 2005 with a degree in Business Administration. He has proudly served military Veterans at Veterans United since 2007, and in 2014, he moved his family to Texas to join our Austin team serving all of Texas. As a VA Loan Expert, Ryan has built years of experience and expertise with military homebuyers using their VA benefits, and he is ready to serve you!

Kelly Garcia

Transaction Coordinator

NMLS #1457734

Transaction Coordinator Kelly Garcia and her family have lived in the Austin area since 2006, and they love everything Central Texas has to offer. She comes from a long line of Veterans and has proudly serves the Veteran community in any way that she can. Since becoming a licensed mortgage loan originator and loan specialist at Veterans United, she has enjoyed providing a positive and efficient loan process to our Veteran borrowers. Kelly is on our contract processing team taking loans from contracts through funding.

Dustin Westwood

Loan Officer

NMLS #1514013

Loan Officer Dustin Westwood attended the University of Colorado at Boulder. He was a Realtor in Colorado before relocating to Austin in 2013 with his wife and two daughters. Dustin became a licensed mortgage loan originator upon moving and has been licensed since 2016. He is honored to be able to offer his skills to assist Veterans in making the homebuying process as smooth as possible. Dustin’s role on our team is processing new loan applications, issuing accurate preapprovals, and following-up with borrowers to ensure they have what they need to make an offer.